中国精算研究院

精算论坛第115期讲座—Colin O’Hare (11月24日)

发布时间:2017-11-22 08:37    浏览次数:[]


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精算论坛115讲座Colin O’Hare  

(1124)



                   



报告题目:Some insights into retirement planning and spending patterns in retirement

报告人:ColinO’Hare

Department of Econometrics and BusinessStatistics, Monash University

摘要:TheAustralian superannuation system is reaching an early stage of maturitycelebrating its 25 year anniversary very recently. During most of that timeindividuals have focused on saving through the compulsory contributions paid byemployers.

In more recent years, as more and moreindividuals reach retirement, interest is moving to the post retirement phaseof the super system. Individuals are now retiring having accumulatedsubstantial funds and of course, as was the intention of the system, theyshould be using those funds for their retirement expenditure.

Still, even though there is over atrillion dollars in superannuation assets, there has been very little researchtrying to understand what level of assets individuals hold in retirement andwhat they do with those funds. In this study, the first in a series of papersfunded through an ARC Linkage grant between Monash, CSIRO and Challengerannuities, we analyse two large, unique datasets in the Australian context. Thedepartment of human services dataset, which contains all welfare data, and theAustralian tax office data, containing tax records. The findings from thisstudy show some interesting, and unexpected behaviours within the super system.

时间:20171124日星期五,上午10:30-11:30

地点:学院南路校区学术会堂南楼506

欢迎各位老师和同学积极参加!